This is a discussion on Bargaining Power vs Online Ordering within the Autoloaders forums, part of the Armory category; Originally Posted by wolverine1856' post='224711' date='Sep 16 2009, 11:55 AM Opening and closing accounts on a regular basis is bad for your credit score. Sir ...
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|September 16th, 2009, 03:31 PM||#16|
Join Date: Aug 2009
Sir I have my own credit card with a credit union. That one I care about. All other things like house and cars are paid off free and clear.
FICO means nothing, absolutely nothing now. Not after years of brainwash and hype.
No. More. Debt. All Cash.
Sure the store thinks and smiles in greed thinking of the 24% interest rate they are gonna bill me with... aint happening.
Several stores had difficulty with the concept that I saved... 25% total over retail and closed the account the same day with cold cash. One place I bought about 2750 dollars worth at a discount of 500 dollars off sale plus 15% discount on successful activation of a new store card.
Fico score? HAH.
Once the rest of the USA figures out the great FICO scam and how they are brainwashed and kept in bondgage..... they will go back to cash and things will really get good for the people.
I intent to ride the FICO all the way to zero or until the day Im told I dont get a new store card. At that point, the purchase is completed with cash. No problems.
That is the big thing. Always have the cash ready to go before you make the move.
|June 5th, 2013, 12:09 PM||#17|
Join Date: Oct 2007
AMEN! I was taught that for buying "stuff" , if you can't pay for it, you don't need it. Granted, buying a house is out of the question for most of us but an item of a few hundred bucks usually can wait until you have the cash. Follow the 100% down and no monthly payments rule or manipulate their game and you will find at the end of the year you have more "stuff" for less dollars.
|June 5th, 2013, 01:36 PM||#18|
Join Date: Apr 2013
Location: Gillette, Wyoming
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|June 5th, 2013, 02:57 PM||#19|
Join Date: May 2012
If the price difference online is $100 or more after shipping and transfer fees, I definitely buy online. I like to support my local shops, but sometimes it's better to just buy online and save money for other things.
|June 5th, 2013, 05:40 PM||#20|
Join Date: Oct 2012
Location: Sunny FL
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